Personal Auto
We offer competitive premiums and complete coverage for all your vehicles. Coverages include:
- Preferred and standard auto
- High risk auto
- Motorcycle
- Motor homes
- Camping trailers, travel trailers, utility trailers
- Recreational vehicles: all-terrain vehicles, trail bikes, snowmobiles, golf carts, mini bikes, dune buggies, jet skis and wet bikes
- antique, classic or special-interest cars
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Homeowners Insurance
Insurance coverages we offer for your home include:
- Homeowners protection
- Homeowners plus protection
- Condominium unit-owner's insurance
- Renters insurance
- Personal umbrella liability
- Replacement cost contents protection
- Inland marine personal articles
For additional information about the coverage we provide, contact your agent at Humbert Insurance Agency.
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Commercial Insurance
We offer a broad line of products to meet your business insurance needs.
Products and services include:
- A Businessowners' Policy that is broad and comprehensive to meet businessowners' needs in the areas of property and liability coverage. Coverage for specific businesses and optional extended coverage are also available.
- The Commercial Package Policy is flexible to ensure comprehensive coverages tailored for specific businesses. It includes Property, Comprehensive General Liability, Crime, Inland Marine and Automobile coverages.
- The Commercial Umbrella Policy provides the extra protection every business requires with extra limits where general liability and automobile limits end.
- Loss Control services that help you reduce loss severity exposure, provide information on reducing loss frequency, and identifies safety programs.
For additional information about the coverage we provide, give us a call.
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Life Insurance
Humbert Insurance Agency offers a wide variety of products to meet your needs,
the needs of your family and the needs of your business. Plans for your family
include:
- Select Choice Term Series, offering you a choice of term lengths and coverage amounts and giving you the maximum amount of coverage for your premium dollar.
- Burial Insurance to protect your loved ones from the financial burdens of funeral, burial and final expenses.
- First Step, which provides your children with a base for saving and planning for a lifetime. Coverage is available through age 30, with the option to convert to a permanent life policy at that time.
- Select Choice Juvenile Whole Life prepares your children for the future with low rates and a policy your children can maintain for a lifetime.
We can also help you prepare for your retirement and protect you during
periods you can not work due to disability:
- The Income Protector Policy safeguards your income and protects you and your family from the worries of disability.
- Individual Retirement Accounts include both conventional and ROTH, so you can choose the plan that best fits your needs.
- The Preferred Choice Annuity Series offers competitive interest rates and no monthly fees.
Business coverages:
- Executive Choice Term Series provides maximum coverage for your premium dollar with a variety of level premium periods, allowing you to tailor your insurance plan to match the needs of your family or business.
- Simplified Incentive Match Plan for Employees (SIMPLE) is a simplified, tax-qualified retirement plan available to employers with less than 100 employees.
- The Business Overhead Expenses Plan offers your business protection in the event that you become disabled.
Call us for additional information about the coverage we can provide.
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